The Alnah Sy Blog

The government’s announcement regarding the $8,000 tax credit home have create buzzes in the mortgage industry.  For many people, even imagining owning a house is impossible especially with our down situation.  But now, they can start searching for this program’s detail.  However, many people find it confusing and usually the first concerns of first time home buyers is regarding the down payment.  These first time home buyers would want to know whether or not they can pay this program with the help of credit.  But the fact is different and one should know about them before applying for credit.  First time buyers can buy just any kind of house either new or resale, as far as eligibility is concerned.

Home buyers will get tax credit that is equal to ten per cent of the house’ purchase price that is within $8,000.  There are qualification criteria that one need to fulfill such as the limit of income for singles and for married.  You also need to find out these things before you may apply for this tax.  You can claim your tax credit on income tax return.  You can take help from professionals for this so everything will be done properly.

With the help of this $8,000 tax credit home buyer, anyone are allowed to buy new home.  However, you can not buy homes from your family members like parents or grandparents.  Also, you need to make it your principal home for three years after you have purchased the home.

Some parents seem enjoying when they are dishing out discipline on their kids.  But it should not be like that.  You might be surprise to know the attitudes of some kids towards the discipline approaches for them.

If you have to discipline your kids, your kids want to know what they did wrong that caused you to punish them.  Therefore, they will not do the same thing that made you react negatively.  The common mistake from parents when imposing discipline to their kids is that they assume that their kids understand what they did wrong.  Most parents thought there is no need for explanation why you need to discipline them.  But yelling and spanking without lesson learned is nothing but an abuse.

Most kids lack short term memory which makes them doing the wrong things over and over again.  They usually not remember the things they did that get you react negatively.  Kids need to understand why they are being punished.  Kids think that it is the parent’s responsibility to explain to them why they are being punished.   Kids need to know their boundaries.  And as parents, we should be able to tell them the reasons why they are being punished, other wise, lesson will not be learned.